Establishing residence

[r1kirby]

How do fulltimers establish residencey in a state that has no income tax? Any ideas?:confused:

[wagon217]

I can't tell ya what states don't have state income tax, but many fulltimers use Livingston, Tx and www.escapes.com. Many others use South Dakota and their residency. So am guessing there is advantages to both.

[smokeybear]

Here's what we did...

I decided to use South Dakota... after looking at Insurance costs, vehicle tag costs... and other things important to us...

I first signed up for a mail Forwarding service... We used "My Home Address"
>> Link: http://www.myhomeaddressinc.com/

We had this in place before we closed the sale of our home. When we headed to Alaska the next spring... I stopped in Sioux Falls to establish a new Insurance agent... and transferred our vehicle insurance from Ohio... to SD. Next stop was to the License bureau to resister our selves for driving licenses... an eye exam and paperwork was all we needed... besides paying for them. Last stop was to the County offices to register our Truck and Fifth Wheel for South Dakota plates. Plates were given... and titles would be mailed to us.

We were finished in just a couple hours or so... had to wait for the County employee's return from lunch... LOL... it was very easy !!

Do your home work... read and ask questions... check the different costs between the states you are considering.

One footnote... we will need to return to South Dakota for driver license renewals... They allow them to be renewed... 180 days BEFORE... but no longer than 30 days after your birthday. Do the Math... see when the target dates you will need to consider your return for this requirement. In our case... May 20... is our target date... not exactly the best time to be in SD... in a RV.

Marv

[jdensie]

We also use A SD address. We are out of Rapid City, With Americas-Mailbox Mail Forwarding Services. We signed up just prior to buying our used MH in PA and we had our MH registered in SD.
The mailing service took care for all of the registration of both vehicles while we were in PA.
We did fly out to SD to get our picture driver license, flew in in the afternoon of one day and out early morning of the next.
The insurance in SD is one of the cheapest in the country and their is no vehicle inspection.
We do have our vehicles gone over each year for our own safety, but we do not require an emissions test, and we don't pay for the price of a sticker.
TX has an inspection and when you get into the state you have 72 hours to get your vehicle inspected, not that we would go there.
Florida which is also a popular place to register has very high insurance rates.
Remember you have to do what is right for you.

[whodo]

I hope this info below will help answer your questions....

Here are a few things to consider when choosing a state for residence as a full time Rv’er.

Many people make that choice based only on SALES TAX and INCOME TAX and then regret having failed to consider other very important things.

Some other things to consider are, motor vehicle registration cost, inspections (smog, safety, etc. if required) how it is handled when traveling, insurance rates for vehicle as well as Health insurance, life insurance, personal property tax, estate tax/laws and wills, inheritance tax, drivers license (Continuous Traveler drivers license like Oregon), real property tax, stocks/bonds taxes, jury duty (does the state offer a waiver, when you notify courts that you travel full time?) are vehicle registration fees the same in all counties of the state, does the state charge a sales tax on the vehicle when registering it from another state (like Wa.), and this is just a few of the many things to consider.

The three states that are most popular for full timers are Florida, South Dakota and Texas. A few of the reasons is that none of these states have an income tax. They are very easy to qualify for residence. None of them require any physical time in the state, while many other states do.
Florida is popular, partly because they are home to Good Sam mail service, located in Pensacola.

South Dakota is the lowest of the three for sales tax and very easy to set up a mail forwarding system address. (Some counties in SD have a wheel tax, {added fee to veh. reg. per wheel on vehicle} check before selecting a mail fwd. service.)

Texas is popular partly because they are home to Escapees RV Club and there support service. Please remember that Texas sales tax varies by location determined by what you buy, example cars, Rv’s, golf carts, etc.

Go to this web site for a list of state income tax rates. http://www.taxadmin.org/fta/rate/ind_inc.html you will find that Alaska, Florida, Nevada, South Dakota, Texas, Washington, Wyoming, all have no income tax, an New Hampshire, & Tennessee, are limited to dividend income tax only.
Montana is very easy to set up and use a Montana LLC to own/register the RV there and thus avoid all sales tax since Montana has none, but one must weigh the cost of the LLC (yearly cost) and setup cost versus what you save on sales tax.

I strongly suggest that everyone give a lot more thought to what state you will use as your legal residence when you go fulltime and not just the issue of income tax and sales tax. Look at all the aspects that will affect you, not just the obvious.

For more information on State by State income taxes go to this site http://www.ncsl.org/programs/fiscal/pitaxret06.htm

For more information on State by State insurance rates go to this site
http://www.iii.org/media/facts/statsbyissue/auto/

And for those who really want to do there home work, check out these web sites as well;
http://www.myprimeyears.com/rv/yeaw_homebase1.htm
http://www.retirementliving.com/RLtaxes.html
http://money.cnn.com/pf/features/lists/taxesbystate2005/
http://money.cnn.com/2005/04/08/real_estate/tax_friendly/index.htm
http://www.taxadmin.org/fta/rate/ind_inc.html
http://www.taxfoundation.org/files/7ee86c80446a807117594787f17fbba5.pdf
http://www.taxfoundation.org/files/c5e4be288d9a34977d1d33bb6bf5ceaf.pdf
http://www.homefair.com/homefair/readart.html?NETSCAPE_...mefair&art=ataxes#22
http://www.bankrate.com/brm/itax/state/state_tax_home.asp
http://www.taxadmin.org/fta/rate/

-------------------------------------------------------------------------------------------------------------------------

[whodo]

Here is a list of Mail Forwarding Locations from the same quote above.

Florida

American Home Base
mail forward/message service/emergency locator/residency services
Post Office 2430
Pensacola, FL 32513-2430
(800) 422-4663
email: amhomebase@amhomebase.com

Fast Forward Remail
mail forward/message service
414 NW Knights Ave, Lake City FL 32055-7247
6428 Ridge Terr, Orlando FL 32810-2523
Phone 386-719-9858 Toll Free 866 624 5523
Email mail@fastforwardremail.com

Good Sam Mail Forwarding
mail forward/vehicle registration
P.O. Box 2428
Pensacola, FL 32513
Toll Free
(888) SAM-MAIL
(888) 726 - 6245
(850) 857-0860 Local
(850) 484-8661 Fax
email: info@goodsammail.com

My RV Mail
mail forward
602 S Main St, Suite A
Crestview, FL 32536
800.844.3969
email: mailto:info@myrvmail.com

NATO Mail Forwarding
mail forward
Box 1418
Sarasota, FL 34230
(800) 237-6286

Our Mail Travel Service
mail forward/message service/emergency locator
San Antonio TX, Merritt Island FL, Mamaroneck NY, Las Vegas NV
(800) 723-0110

St. Brendan's Isle Inc.
mail forward/message service
411 Walnut Street
Green Cove Springs, FL 32043-3443
(800) 544-2132 or (904) 284-1203
FAX: (904) 284-4472
email: sbi@boatmail.net

Voyagers Mail Forwarding
mail forward/message service
88005 Overseas Hwy., unit #9
Islamorada, FL Keys USA 33036-3087
FAX: (305) 852-5226
voice: (305) 852-1101
voice: (800) 860-9256
email: mailboat@vmfs.com

-------------------------------------------------------------------------------------------------------------------------

Nevada

Associated Mail & Business Services
mail forward/message service
(888) 706-0378

Forward Nevada
mail forward/voicemail service
2880 West Sahara Avenue
Las Vegas , NV 89102
Phone: 888-377-MAIL (6245)
Fax: 702-220-6244

Keepin'n Kontact Co
mail forward/message service
Nevada or Texas
6301 Squaw Valley Rd.
Pahrump, NV 89048-7949
(800) 722-7468 or (775) 727-7311
email: Bendepue@Pahrump.com

Mailroom Plus
mail forward/message service
Las Vegas, NV
(800) 435-9876

Mail Forwarding Nevada E-mail mmm@pahrump.com
mail forward/message service/residency services
1970 N. Leslie St. • Pahrump, NV 89060-3678
Office Phone: 775 727-7311
Office Fax: 775 727-6674

Mail Link
mail forward/residency services
848 N. Rainbow Blvd.
Las Vegas, NV 89107-1103
Toll Free: 888-267-1109
Fax: 702-258-3357
email: info@maillinkplus.com

Our Mail Travel Service
mail forward/message service/emergency locator
San Antonio TX, Merritt Island FL, Mamaroneck NY, Las Vegas NV
(800) 723-0110

TOMA
mail forward
BOX 2010
Sparks, NV 89431

-------------------------------------------------------------------------------------------------------------------------

Oregon

Arrow Mail Forwarding
mail forward
(888) 644-7868

EZ4U Mail Forwarding & Voice Mail Svce
mail forward/message service
29330 SE Hillyard Drive
Boring, OR 97009
(800) 3-EASY 4 U (1-800-332-7948)

Homebase Oregon Mail Forwarding
mail forward/message service
4951 Netarts Hwy West
Tillamook, OR 97141-9467
(800) 689-8923 or (503) 842-1288
FAX: (503) 842-8867
email: homebase@oregoncoast.com

Mail Call Express
mail forward/message service
20950 SW Erin Terrace
Aloha, OR 97006-1863
(800) 991-2370 or (503) 259-9599
FAX : (503) 259-2699
email: sales@mailcallexpress.com

Mail Forwarding Services
mail forward/residency services
P.O. Box 190
Jefferson OR 97352-0190
1-800-452-2130
or
1-541-327-3465
FAX: 1-541-327-2671
e-mail: mail@mailforwardingservices.com

Northwest Mail and Message
mail forward
P.O. Box 12909
Salem, Oregon 97309
** Street address available **
(503) 371-6331
e-mail: lcrisp@hotmail.com

Snowbird Mail & Message
mail forward/message service
131 NW 20th Street
Suite D
Newport, OR 97365
(800) 800-0710

SNC Traveler's Club
mail forward/message service
1020 Green Acres Rd, #4
Eugene, OR 97408
(888) 343-SHIP (7447)

-------------------------------------------------------------------------------------------------------------------------

South Dakota Mail places

America's Mailbox (Pendelton County. NO Wheel tax)
mail forward/residency services Daytime and early evening hours please...Mountain Time
Harland, Laura, Phyllis and Karen
Rapid City, SD
605/718-1234 - If calling from a cell phone or pre-paid phone card or
866/747-3700 - If calling from an office or home phone line only please
http://www.americas-mailbox.com/

Alternative Resources (Minnehaha,Co. has a Wheel Tax)
mail forward/message service/residency services
3700 South Westport Ave.
Sioux Falls, SD 57106
(800) 477-2664
http://www.alternativeresources.net/ paul@alternativeresources.net

Corn Palace City Mail Forwarding (Hanson, Co. No Wheel Tax)
mail forward/residency services
200 E 5th - Suite 2 - PMB1000
Mitchell, SD 57301
866-996-3709/E-mail -
info@cornpalacecitymail.com

Fast Forward Services (Pennington,Co. No wheel Tax)
mail forward/residency services
Teddie Vander Vorste, Owner
233 Swanzey Street
Keystone, SD 57751
Phone: 800-314-9344
Fax: 605-666-4269
E-mail: info@fastforwardserv.com

Mail Boxes, Etc.
mail forward
Ask for Jackie
(877) 461-8361 *TOLL FREE

My Dakota Address (Lake,Co. has Wheel Tax)
mail forward/residency services
Dakota International Services, LLC.
110 E. Center Street
PO Box 137
Madison, SD 57042
Toll Free: 1-866-202-2163
Phone/Fax: 605-427-5863
http://www.mydakotaaddress.com/ Email: info@mydakotaaddress.com

My Home Address, Inc (Hanson,Co. No Wheel Tax)
mail forward/residency services ((Reports of Problems when you terminate Service))
411 North 6th St
Emery, SD
888-494-4499 or 605-449-4499
http://www.myhomeaddressinc.com/ E-Mail: ron@myhomeaddressinc.com
Emergency numbers if the above do not work: 1-605-449-4649
FAX number is the same as our primary number: 1-605-449-4499

South Dakota Mail Forwarding, LLC (Brule,Co. has a Wheel Tax)
mail forward
200 Paul Guest Road Suite #104
Chamberlain, SD 57325
1-877-333-1418
Email: rv@midstatesd.net

Your Best Address (Minnehaha,Co. has a Wheel Tax)
mail forward/residency services
401 E 8th St, Ste 214
Sioux Falls, SD 57103
Phone or Fax: 1-800-419-1690
Email: yba@midconetwork.com


South Dakota DMV http://www.state.sd.us/drr2/motorvehicle/fee_schedule/fees.htm

South Dakota Wheel Tax http://www.state.sd.us/drr2/motorvehicle/fee_schedule/WHLTAX.pdf

-----------------------------------------------------------------------------------------------------------------------

Texas

DFB Enterprises
mail forward/message service
PO Box 161549
Ft Worth, TX 76161
(800) 525-2691

Escapees
MEMBERS ONLY
mail forward/message service
100 Rainbow Drive
Livingston, TX 77351
Phone: (888) 757-2582 or (409) 327-8873
FAX: (409) 327-4388
email Mail-forwarding service: mail.service@escapees.com
email Voice message service: voice.message@escapees.com

Keepin'n Kontact Co
mail forward/message service
Nevada or Texas
6301 Squaw Valley Rd.
Pahrump, NV 89048-7949
(800) 722-7468 or (775) 727-7311
email: Bendepue@Pahrump.com

Our Mail Travel Service
mail forward/message service/emergency locator
San Antonio TX, Merritt Island FL, Mamaroneck NY, Las Vegas NV
(800) 723-0110

Re-Mail PLUS
mail forward/message service
Box 1608
Tomball, TX 77377
(800) 221-9609
email: remail@re-mailplus.com

Travelers Remail Assoc (TRA)
mail forward/message service/emergency locator
3206 Caliente Court
Arlington, TX 76017
(800) 666-6710

Texas Home Base
www.texashomebase.com

USA2ME
Mail Forwarding/International
5717 Will Clayton
Humble, TX 77338
phone: (281) 361-7200
FAX: (281) 754-4941
email: info@usa2me.com



Also go to ( http://www.myprimeyears.com/rv/mail/sd_mail.htm ) for other States.